1309 Utopia Court

Tool, TX
$ 374,500 Beds 2 Baths 1 Sq 816 Virtual Tour
Monthly Estimate* How much can I afford?

Discover prime lakefront living at this charming 2-bedroom, 1-bathroom cabin located on a massive, pie-shaped lot in the desirable Paradise Bay Subdivision in Tool, Texas. Offering comfortable living space, this property is ready to be your perfect getaway. The exterior is designed for ultimate lakeside enjoyment, featuring a concrete circle drive, a wrap-around party deck, a retaining wall, and mature trees that provide ample shade. The highlight is the boathouse, which includes a separate upper party deck, perfect for entertaining or relaxing by the water. Additional structures include a carport with integrated storage. Inside, the home boasts a very large, open-concept living and kitchen area, maximized by a full wall of windows that frame expansive views of the lake. The cabin is move-in ready, and furnishings are negotiable.

Active

  • Price
  • $ 374,500
  • City
  • Tool
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • HENDERSON
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.339 Acres
  • Zip
  • 75143
  • Sqr Footage
  • 816
  • Year Built
  • 1996
  • Taxes
  • $ 5482
  • Style
  • Single Family Residence
  • MLS#
  • 21266358
Listed By: Fathom Realty LLC
Data Source: North Texas Real Estate Info Systems (NTREIS)

Features

General

Heating Central,Other
Cooling Ceiling Fan(s),Central Air,Other
Utilities City Sewer,City Water
Possession Closing/Funding
Roof Composition
Appliances Dishwasher,Electric Cooktop,Electric Water Heater,Other
Assoc Fees 60
School District Malakoff ISD
HOA Fee Includes Maintenance Grounds
Year Built 1996
Community Features Other
Levels One
Unexempt Taxes 5482
Will Subdivide No
Property Subtype Single Family Residence
Subdivision Name Paradise Bay
Transaction Type For Sale
Occupant Type Owner
Carport Spaces 1
County Henderson
Property Type Residential
Security Features Other
Association Fee Frequency Annually
HOA Type Mandatory
Full Baths 1
Status Active
Directions HWY. 274 TO WILL WHITE RD,TURN EAST,GO RIGHT ON UTOPIA,LEFT ON UTOPIA COURT. SIY.
City Tool
Elementary School Name Malakoff
High School Malakoff
Elementary School Malakoff
Virtual Tour URL Unbranded https://www.propertypanorama.com/instaview/ntreis/21266358
Standard Status Active
Listing Terms Cash,Conventional

Interior Features

Interior Features Cable TV Available,Decorative Lighting,Eat-in Kitchen,Granite Counters,Other
Flooring Vinyl
Fireplace Features Fire Pit
Dining Areas 1
Living Areas 1
Room Count 2
Lock Box Type None
Total Bedrooms 2
Total Baths 1
Laundry Features In Hall,Dryer Hookup,Washer Hookup,Other

Exterior Features

Waterfront Yes
Exterior Features Fire Pit,Storage
Lot Features Cul-De-Sac,Irregular Lot,Water/Lake View,Waterfront
Fencing Chain Link
Other Structures Boat House
Parking Features Carport,Circular Driveway,Other
WaterFront Features Canal (Man Made),Lake Front,Retaining Wall – Steel
Lot Size Less Than .5 Acre (not Zero)
Covered Spaces 1
Lot Size Area 0.3390
Lot Size Units Acres
Structural Style Lake House,Resort Property,Single Detached,Vacation Home
Lot Size Square Feet 14766.8400
Lot Size Acres 0.3390
Patio And Porch Features Rear Porch,Other

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Waco, TX office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Malakoff Elementary School
Middle School Unknown Middle School
High School

Price History

5/11/2026 Listed $375,000
7/2/2026 1% - $374,500

Property vs Zip Code Average in 75143

Price
AVG $630K
$370K
Taxes
AVG $6,212
$5,482
Year Built
AVG 1996
1996
Visits
AVG 213
402
Data Provided by Inside Real Estate®

Areas That We Cover

1309 Utopia Court Tool, TX is a Single Family Home for sale at $374500 with 816 sqft and a lot size of 0.339 Acres Acre(s). 1309 Utopia Court Tool has 2 bedrooms, 1 baths and was built in 1996. The property's zip code is 75143 which is in Tool, TX

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.